Published February 6, 2026

Under Contract in Utah: A Clear Roadmap to Closing

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Written by Launa Lane

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From Under Contract to Recorded: Your Seller’s Roadmap

Written by Launa Lane

Congratulations—you’re under contract! This is the phase where timelines matter, details matter, and a little organization goes a long way. Here’s what to expect from contract to closing to recording, plus a move-out checklist so you can hand the home off in a way that feels great for you—and for the new owners.

At Stonefly Real Estate, our job is to guide you from “accepted offer” to “recorded” with clarity and confidence.

Stonefly Tip: Think of this stage as a guided trail. We’ll manage deadlines and details—you’ll just tackle a few key action items along the way.

Phase 1: Under Contract (Days 1–10)

What’s happening:

  • Buyer schedules inspections
  • Buyer reviews disclosures and HOA documents
  • Appraisal is ordered (if financed)
  • Title work begins

Your to-do list:

  • Keep the home accessible and utilities on
  • Secure pets and plan to be away during inspections
  • Gather warranties, manuals, and repair receipts
  • Respond promptly to agent requests (timelines matter)

Phase 2: Inspections & Negotiations (Days 5–15)

Inspections are information—not deal breakers.

What’s happening:

  • Buyer receives inspection report
  • Buyer may request repairs, credits, or adjustments
  • Negotiations take place

Your to-do list:

  • Review inspection results with your agent
  • Decide what you’re comfortable repairing, crediting, or declining
  • Get estimates if needed
  • Keep the home accessible for any follow-up visits
Stonefly Perspective: Nearly every home has inspection items. We focus on what truly matters—safety, structure, and major systems.

Phase 3: Appraisal & Loan Approval (Days 10–25)

What’s happening:

  • Appraiser visits the property
  • Buyer’s lender finalizes approval and clears conditions

Your to-do list:

  • Ensure appraisal access
  • Share recent upgrades or improvements with your agent
  • Avoid changes to the home during this phase

Phase 4: Preparing for Closing (Days 20–30)

What’s happening:

  • Closing disclosures are prepared
  • Final walk-through is scheduled
  • Moving logistics are finalized

Your to-do list:

  • Schedule movers or moving help
  • Begin packing non-essential items
  • Forward mail and update addresses
  • Transfer utilities effective the day after buyer takes possession (as a courtesy)
  • Leave all items included per the contract (avoid removing fixtures)

Phase 5: Closing, Recording & After (Closing Day)

What’s happening:

  • You sign closing documents
  • Buyer signs and funds
  • Deed records with the county
  • Proceeds are released after recording

Your to-do list:

  • Bring valid ID to signing
  • Confirm wire instructions directly with title
  • Leave keys, garage remotes, fobs, and access codes as arranged
  • Vacate the property by the time outlined in the contract
Stonefly Clarity: Funds are released after recording, not at signing. We’ll confirm as soon as it’s official.


Download the Under Contract & Moving Checklist

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